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Keeping up with the chaos of being a student

by Tia Giannone October 16, 2018
Keeping up with the chaos of being a student

Why the daunting task of saving up is almost impossible when you’re in school

Does anyone else feel as though the world is rigged against students? I’m referring to the financial pressures to keep up with the trends and behaviours which have been glorified by society. For example, as a student, you have to pay for your tuition, books, public transit, etc. This is just a small list of the necessities. You also have to consider the coffee it takes to survive these long days, the phone plans we all have to pay to stay in touch, and our basic needs such as clothing and so on. Honestly, the daunting list never ends.

Even a student who receives help from their parents will see the bills add up, and fast. Is it just me or is all of this one giant trap set up by the society we live in? How are we supposed to pay for all those basic necessities, while keeping up with the latest travel or fashion trends, let alone save anything? There is so much pressure to be living our lives to the fullest, yet if we do so, we end up broke with an uncertain future.

Another aspect that needs to be mentioned is that we are expected to achieve high levels of education with acceptable grades, but we’re also supposed to work and be productive members of society. On the surface, this is a good thing, since working allows us to gain experience, meet people, become responsible, etc. But the harsh truth is that not all university students have the time to work. Different programs have different schedules that aren’t flexible and make it difficult for some students to work consistently throughout the semester. Yet, the expectations and expenses are the same for all of us. How does that make sense?

The solution could be to make sure students are educated on when and how to spend money, and how to budget. However, if our parents don’t teach us how to save, the difference between bank accounts, and how to set them up, we’re already five steps behind. The banking system is overwhelming and intimidating to say the least, and anyone who isn’t taught how to move within it may be too scared to ask the questions needed to achieve success. Essentially, students who aren’t good with saving money might find themselves torn between wanting to pursue a desirable, luxurious lifestyle that’s promoted in society, versus aiming for a financially stable but ‘boring,’ life.

Where do we go from here? Do we live in the moment, travel and gain memories that last a lifetime? Or do we focus on our future and save for our first car and down payment? The truth is, it’s up to you, and there’s nothing wrong with trying to achieve a little bit of both. It seems the best solution is patience. Hold off for one more summer before going on that trip; skip those unbeatable sales for a few months and accept that this is the choice we all have to make at some point.

The pictures we see on social media of our acquaintances’ amazing travels don’t show how hard they worked or the debt they acquired from that trip. The amazing fashion influencers we try to keep up with don’t advertise the best places to get similar, cheaper alternatives, nor do they acknowledge the fleeting moment of a trend and how quickly it will be replaced.

While a certain lifestyle might seem easily accessible, there is often a lot more hard work involved than advertised. Attention must be given to the negative impacts of these trends.

Graphic by Ana Bilokin

 

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