Categories
News

How to recognize, reject and report during Fraud Prevention Month

This March marks the 15th edition Fraud Prevention Month in Canada, dedicated to educating and increasing awareness among Canadians on how to recognize different types of fraud, how to avoid attempts and report incidents if they become victims.

Just last year, Canadians lost $98 million dollars to fraudulent activity according to the Canadian government’s Anti-Fraud Centre. While stereotypical scams still exist––CRA scam calls––fraudulent methods have evolved and have become more difficult for victims to steer clear of.

Jeffrey Thomson, a senior intelligence analyst for the RCMP, said the biggest change in scams targeting Canadians over the years is their direct approach.

“It used to be they’re trying to trick them into sending money and trick them into, you know, congratulations you’ve won a prize, or whatever the con was but today its just, you owe back taxes and if you don’t pay right away you’re going to be arrested and charged, fined, deported,” said Thomson.

In 2019, the top reported form of fraud was extortion, where information or money is urgently demanded through scare tactics like threats and blackmailing. CRA tax scams through illicit phone calls are still a nuisance throughout Canada, but new methods involve holding a person’s personal data against them.

Scammers use methods such as hacking a person’s webcam and recording them visiting explicit websites or doing something personal. This can include emailing pictures of personal data including SIN numbers or old email passwords, or locking a person out of their own email.

Thomson said it is important to recognize the variety of forms in which these types of fraud can occur, specifying: “over the phone, internet, social networking, email, text messaging –  just over the internet through fake websites.”

“Anytime you get an unsolicited call, text message, email, whatever it might be, that’s requesting personal or financial information, and requesting to make the payment in an urgent nature, you got to take a step back, you got to stop, you got to think about it, don’t react, don’t pay, don’t provide the information, do your due diligence, and then report,” said Thomson.

Thomson also said that victims of fraudulent messages can call the police, who can redirect them to a contact for help. The type of information being used to threaten the victim will determine what institution they will need to contact—such as, if a SIN number has been stolen, Service Canada must be contacted for help.

Kata Rados spoke at the Montreal Fraud Prevention Month launched by the Competition Bureau of Canada about popular modern scams that target Millenials and Gen-X. Rados, the Assistant Deputy Commissioner for Innovation, Science and Economic Development Canada, highlighted how social media has become a popular tool for fraud.

An example Rados used was health marketing scams: “scammers sometimes offer what appear to be legitimate alternative medicines and treatments that quickly and easily treat serious conditions–often endorsed by celebrities or sham testimonials.”

Rados said that sometimes people’s insecurities can entice them to share personal information and to buy an item from a sponsored post on social media. Before making the purchase, she recommended being vigilant with online offers. Taking the time to check if the company is legitimate and has good reviews, is one way to not fall into a trap.

For Jessie Arens, a second-year honours English literature student at Concordia, it was wanting to save money on clothes that made her the victim of a scam. She first saw a clothing company advertisement on Facebook. After reading some reviews and seeing videos about the company, she decided to make her first purchase.

She paid to receive items in a week, but after 4 weeks, her items hadn’t even been shipped. Fortunately, after a dozen emails and several calls, Arens was able to receive a refund for her $75 purchase.

She says the website looked legitimate, adding that “there were a ton of amazing reviews, which I found out after much digging were fake reviews. Other website and Facebook comments warned against ordering from them and described similar experiences to mine.”

The Competition Bureau has information on how to spot potential fraud in their free online book Little Black Book of Scams, available through their website.

 

Graphic by @sundaeghost

Categories
News

Love Doesn’t Hurt takes flight

Press photo by Katie Brioux

A newly launched campaign, Love Doesn’t Hurt, was put into motion to raise awareness about healthy relationships, teach students about abuse and assault, and to promote the need for a sexual assault centre on campus.

For two years, the 2110 Centre for Gender Advocacy and the Women’s Studies Student Association at Concordia have been pressuring the university to create a sexual assault centre. Now, due to the lack of relevant resources on campus, Concordia Student Union Councillor Melissa Kate Wheeler began Love Doesn’t Hurt.

“We’re trying to start a conversation, to get students to understand abuse and assault with two main goals,” Wheeler said.

The first goal is to help people who are dealing with abuse to find resources and support them throughout the healing process, which can be difficult. Through posters, social media and workshops, Wheeler hopes to create awareness of the signs of abuse, help students identify disrespectful behaviour and point them in the right direction.

“Statistically, in post secondary environment, students experience a higher rate of sexual assault than the general population,” said 2110 centre Administrative Co-ordinator, Julie Michaud. “There are many reasons, but a few can be that they’re away from their support system and haven’t been taught about what consent is.”

Michaud wants to have an open conversation with students to discuss what is consent and how sometimes people can turn a “no” to a “yes” which still doesn’t classify under consent.

“It’s a huge journey moving forward and there’s nothing to help people with that process,” said Wheeler. “Moving on is the hardest part and there’s nothing that caters to that specifically, and there should be.”

Counselling and Development services at Concordia is an option but according to Wheeler, students must wait six weeks to secure an appointment because the department is “strapped” and overwhelmed.

The second goal is to let students know about 2110’s sexual assault centre campaign and rally support for the project. Wheeler explained that the two initiatives collaborated their efforts to advocate that would address different forms of abuse.

“Ideally, a sexual assault centre would be equipped to handle lots of different kinds of crisis, including instances of assault both on and off campus,” Wheeler said.

According the to Sexual Assault Centre Campaign, one in three women and one in six men worldwide will at some point in their lives be a victim of sexual violence. The campaign hopes to reach 1000 signatures but as to date has 272 signatures so far.

Michaud states that they’ve been in contact with the university and although they haven’t made any formal announcement, Michaud believes things are really moving forward. “I’m under the impression they … have some space lined up or a few options, so something will be happening, in the not long distant future,” she said.

The CSU unanimously voted in favour of supporting the public awareness campaign and initiative during a regular council meeting last Wednesday.

First-year John Molson School of Business student Darlene Waskiw said she believes that Concordia should have a centre on campus, so that more services are available for any situation.

“These services should be available no matter what and we shouldn’t wait for a situation to occur to finally think there should be one,” she said.

First-year English literature student Frankie Johnston also believes that students should realize how important it is to have services offered on campus.

“It’s hard for people to go out of their comfort zone and look for help, but I feel that if the opportunity is right there then they will go for it,” Johnston said.

The 2110 Centre is actively participating in the Love Doesn’t Hurt campaign, who Wheeler claims are “very happy with the initiative.” Representatives from both Love Doesn’t Hurt and the 2110 Centre attend one another’s meetings to collaborate on ideas.

Wheeler states that more specifics of the campaign will be made public soon.

“Statements like “don’t walk alone at night,” “watch your drink,” “don’t dress like sluts”; those are very nonsensical pieces of information. Nothing we do causes someone to behave a certain way,” Michaud said. “It’s such a ridiculous idea, an idea that is commonly held in this society, but one we have to break down and put the responsibility where it belongs.”

For students in need or for those who want to get involved, they can email: lovedoesnthurt.concordia@gmail.com

Exit mobile version